SBI Pulse Credit Card 2024 [Benefits, Review, Eligibility, Limit]

SBI Pulse Credit Card :- Hello guys! Do you already have SBI Bank Plus Credit Card and you have been using it for a long time, then let me tell you that SBI Plus Credit Card gives you a lot of benefits, along with that you can also avail benefits from this credit card. By using it you can make all your expenses much easier.

If you are thinking of buying SBI Plus Credit Card, then today’s article is definitely for you because today in this article I will tell you about what is SBI Plus Credit Card and what are its benefits. Will learn in details. For this you definitely have to read this article till the end.

SBI is a very big and trusted bank company of India in which all the services related to your debit card and credit card are provided. Most of the people of India have an account in SBI Bank. Your salary will definitely have an account in SBI Bank at some point of time. SBI bank always keeps launching new credit cards.

Due to which credit card holders can get maximum benefits and all those who are newly joining SBI Bank can get a lot of benefits. Today in this article, I will give you information about what are the eligibility criteria for taking SBI Plus Credit Card and what are the required documents to be used.

What is SBI Pulse Credit Card ?

SBI Plus Credit Card is an excellent credit card made by SBI Bank in which you get to see different features and benefits and in this credit card you will get to see a very different benefit which is suitable to meet the lifestyle needs. Plays a very important role in.

Till now, no such credit card has been made in which you have got any distinct benefit related to health, but in SBI Plus Credit Card, you are going to get a very good Smartwatch worth ₹ 5000 which will be absolutely free and With the help of that smart watch, you can track your health well and make it better.

Generally, SBI Plus Credit Card is also a type of Visa Card. You must have seen Visa Card or Master Card written on any credit card at some point of time. This is usually a card network in which you are given different cards in different countries. In this way, SBI Plus Credit Card is also kept inside a Visa card and this Visa card can be used in every corner of the world. It does happen.

SBI Pulse Credit Card Benefits

You are going to get many different types of benefits of SBI Pulse Credit Card. Because of all these benefits, you can use SBI Plus Credit Card and get many benefits. Let me tell you about all the benefits one by one below so that if you are thinking of buying SBI Plus Credit Card, then you are already aware of its benefits.

Welcome Bonus Gift

Friends, the biggest benefit you get in SBI Plus Credit Card is the Welcome Gift Bonus. You are going to get such a benefit in the credit card of any other bank because in this benefit you are going to get a very expensive smart watch for free, named The Noise ColorFit Pulse 2 Max is a smartwatch.

And the price of this smart watch is around ₹ 5000 and you are going to get this smart watch for free with this credit card, so if you are very careful about your health and you access it from time to time. This credit card is absolutely made for you because using this credit card can be a perfect option for you and along with that you will get a smart watch worth ₹5000 for free.

Health Bonus Benefit

Do you know that a credit card can benefit your health? You get health benefits with the SBI Plus Credit Card, which you will rarely get to see in any other credit card. You get complimentary Fitpass Pro Membership and Netmeds First Membership whenever you renew your credit card. Let us both know about what membership is.

Fitpass Pro Membership: Friends, the Fit Pass membership card holders are going to get it approximately 12 times in a month, this means that you can avail it 144 times in a year and its interval if you want to avail the benefit of Fit Pass. If yes, then for this you will have to take a monthly plan ranging from about ₹ 700 to ₹ 2000. But friends, it is very important to keep one thing in mind here that after 144, you will have to pay this much money, otherwise you will not be able to get the benefit of this membership for 144 times for free.
Netmeds First Membership: In Netmeds First Membership you will be given free information about Nutrients Plants with the help of Artificial Intelligence and you will also be told what to eat and what not to eat. If you are too fat then you will have to become thin. Diet will be given for free and if you are very thin then you will be given a free diet to become healthy, you can avail the maximum benefit of this.

Rewards Point Benefits

If you use SBI Plus Credit Card, then you are going to get the benefit of reward points whenever you make online and offline purchases through SBI Plus Credit Card, such as if you have taken medicine from the pharmacy through credit card or If you have bought a movie ticket in a cinema hall using your credit card or have paid the bill for eating food in a restaurant using your credit card, then on all these purchases you will get 10 free reward points on every ₹ 100 spent.

And apart from this, if you spend ₹ 100 anywhere, you will be given two rewards points separately. Even the value of rewards point here is 25 paise, so you can understand how much reward points you will collect. You will get more money. You can use this money for your next expenditure.

Insurance Benefits

Anything can happen at any time, no one knows about the coming time. In this situation, insurance is a very good friend of ours and you are also going to get facilities like insurance in SBI Plus Credit Card. If you use SBI Plus Credit Card then you will be given insurance cover under it.

Because of this, you will not need to get separate insurance at all and you will not have to pay the insurance premium either. This means that you are going to save a lot of money here and at the same time you will also get a good insurance premium. will receive.

You will be insured for approximately Rs 1 lakh against any fraud or theft that occurs while using the credit card.
Or if you have booked an air ticket with your credit card and you die in an accident during the airplane journey, then approximately Rs 50 lakh will be given to your family by the insurance company. But always keep one thing in mind, you will always have to pay all the bills through credit card only then you will get all these benefits.
If the checked baggage is lost, then in such a situation you can get compensation of up to ₹ 72,000 from SBI company.
If there is a delay during Check in Baggage, you will also get an insurance cover of ₹ 7,500 thousand.
If your important documents are lost by the airplane staff during the journey, then the insurance company will give you a cover of up to ₹ 12,000.
You will get a cover of ₹ 5000 in case your trolley, your luggage, your bags are stolen.

Milstone Benefit

If you buy SBI Plus Credit Card, then you have to pay ₹ 1499 + GST to SBI Bank for tax and the same amount has to be paid after 1 year, but if you withdraw ₹ 2,00,000 within 1 year or If you purchase more than that, you will not have to pay ₹ 1499 next year and it will be completely free for you.

And this is not the only benefit you will get, along with this, if you spend more than ₹ 400000 in a year, then the annual fee will be waived off and along with that you will also be given an E-Voucher of ₹ 1500. You can use this e-voucher anywhere and you will receive it through SMS on your mobile number or email.

Lounge Access Benefit

You are also given free lounge access when you use SBI Plus Credit Card. Instead of standing in the crowd at the airport, it is better to go to the hotel and rest there for free and eat the food there and you are going to get all this facility in SBI Plus Credit Card.

Inside SBI Plus Credit Card, you will be given 8 Domestic Lounge Access which you can use with 2 lounge access in a month.
Card holders can also enjoy complimentary complimentary travel worth US$99 for the first two years.

SBI Pulse Credit Card Eligibility

If you want to buy SBI Plus Credit Card, then first of all it is very important for you to know what can be the eligibility criteria for purchasing SBI Plus Credit Card. There is nothing to worry too much about because the eligibility criteria for purchasing this credit card was kept very simple so that everyone can get this credit card easily.

To buy SBI Plus Credit Card, first of all you must be a resident of India. If you are an Indian, only then you will get this credit card, otherwise you will not be given this credit card to use.
To buy this credit card, your minimum age should be 21 years and maximum age should not be more than 60 years. If your age is in between then you can use this credit card without any problem.
It is very important for the cardholder to have a good credit score. Now you must be wondering what is a credit score? So friends, let me tell you this, it means that if you had earlier taken a credit card from any bank and you have made all its bill payments on time, then your credit score will be good if you have made its bill payment through SMS. If you have not done so, your credit score will be very bad and because of this, no bank will give you a credit card in future.
The credit card holder should have a means of earning and that should be employment, only then you will get the credit card.
The annual income of the cardholder should be at least ₹2,00,000, if it is more than this then it is a very good thing and even if you have any business, you will have to earn this much annually.

SBI Card Pulse Minimum Limit

The minimum limit of SBI Pulse Credit Card has been kept at around ₹ 40,000 and the maximum limit is ₹ 1 lakh. SBI Plus Credit Card Minimum transfer amount is capped at ₹5000 and maximum is 75% of the credit limit available. SBI Card Plus has a great feature called Easy Money which allows card holders to borrow a minimum of ₹5000 and a maximum of 75% of their available cash limit.

The cardholder can also use the Flexipay facility to convert transactions of Rs. 2000 or more into monthly installments. To avail this facility, cardholders have to login to the official website of SBI and convert the transaction there within 30 days of purchase.

SBI Pulse Credit Card Maximum Limit

Among all the credit cards of SBI Bank available in the market, you are given a very good credit limit in the credit card. The best credit card of SBI is SBI Plus Credit Card. You can get a maximum limit of around ₹ 10 lakh.

This limit will be given to you on your credit score. If your credit score is not good then you will not be given such a high limit at all and this is of course the maximum credit limit number of SBI Plus Credit Card. So if you want to increase the limit of your credit card. If so then of course you should reduce your civil score to make it good.

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SBI Pulse Credit Card Conclusion

So guys! Today in this article we got a lot of information about what are the benefits of SBI Plus Credit Card (SBI Pulse Credit Card Benefits ). If you already have SBI Plus Credit Card, then I hope that today You might have learned something new with the help of the article.

And you will be able to avail even more benefits of your SBI Plus Credit Card. And those who are thinking about buying SBI Plus Credit Card, then first read this article till the end, due to which you will get a lot of information. And you will be able to take advantage of your advantages in an even better way.