SBI Elite Credit Card :- SBI Bank is the best bank in India so far and all the credit cards of SBI Bank that have come in the market have proved to be very profitable. All the people who have used SBI Bank Credit Card till now have received very good cashback and rewards points.
If you too are an SBI customer then you would also know that SBI does not disappoint its customers. Today in this article we are going to talk about the best credit card of SBI Bank, its name is SBI Elite Credit Card and today in this article we will learn about the benefits of credit card and along with this I will tell you. I will also tell you how you can order this credit card for yourself while sitting at home.
What is SBI Elite Credit Card ?
SBI Elite Credit Card is a great travel and shopping credit card made by SBI Bank. You can choose SBI Elite Credit Card for a good lifestyle. In this type of credit cards, you are given a lot of cashback and remote access. If you do online shopping from whose card or use it for expenses like dining, movies, travel booking, then you get cashback and a little remote access from it. Points are also awarded.
If you use SBI Elite Credit Card, then you have to pay some money to the bank in the form of both the fees and the same charge you have to pay as annual fee which is ₹ 4999 + GST. SBI Elite Credit Card is generally made for shopping, similarly SBI Prime Credit Card is the second variant of SBI Elite Credit Card.
You will be given different benefits in SBI Elite Credit Card and within it you will also get advance rewards and offers, due to which you can take advantage of this credit card in a better way. Let me tell you one by one below about the benefits of SBI credit card.
SBI Elite Credit Card Benefits
Different benefits will be given in SBI Elite Credit Card and inside it you will also be told many features which the bank will definitely tell you before purchasing the credit card. Whenever you are going to buy a credit card, you should ask as much information as possible about the credit card from the bank officials so that in future you do not have any questions in your mind and whatever credit card you are going to buy, you will get more benefits. Can lift more than.
Welcome Bonus Advantages
- After purchasing the credit card, you will be given the benefit of welcome bonus which will be worth approximately ₹ 5000 and it will not be available unless you make any payment on your credit card first.
- If you make any purchase with your credit card within 15 days, you will also receive an e-voucher at this time.
- You will be given different options for this e-voucher by the bank, you have to choose any one of them and this entire process will be done through your registered mobile number SMS.
6000 Free Movie Tickets
- If you are fond of watching movies, you like to watch movies most of the time, then SBI Elite Credit Card is absolutely made for you because in this credit card you are going to get more than 6000 free movie tickets, you can avail the benefit of it without any hassle. There are some terms and conditions given for this, please read about them.
- In each transaction, you will have to book approximately two tickets so that you can get the maximum discount and if you book two tickets, you will get a discount of ₹ 250 at this time.
- As long as your ₹6000 was not recovered from the movie tickets, you can avail this benefit in the future.
Milestone Privilege Advantages
- In SBI Live Credit Card, if you make purchases of more than that amount within 1 year, then you are given a bonus of ₹ 15,000 as milestone privilege benefit.
- If you spend more than Rs 10 lakh to Rs 50 lakh on this credit card in a year, then you will also be given the Spend Best Revisable benefit of the annual fee.
Advantages of Elite Rewards Points
- By using SBI Elite Credit Card, you are going to get very good reward points and along with this, you can also pay the outstanding bill of your credit card with reward points.
- If you have any outstanding amount due to credit card then you can pay the due amount with the rewards points of SBI Elite Credit Card and you get ₹ 1 in four reward points. Now you can understand that the more reward points you accumulate, The more money you do, the more money you will save.
- You are going to get a future charge waiver of up to 1% at all petrol pumps. If you fill up between ₹ 400 to ₹ 4000, then only you will be given the benefit and in a month you can save a maximum of ₹ 250. can.
Best Lounge Access Benefits
- If you book tickets for any place around the world using SBI Live Credit Card, then you are going to get a very good lounge access facility and that too for free. Let me tell you, under this you will be given the facility of more than a thousand airport lounge accesses for free.
- By using this credit card, you can avail 6 complimentary airport lounge access in a year which will be your international and maximum you will get 2 complimentary airport lounge access in 3 months.
- This facility will be given to you as a complimentary benefit, after which you will have to use the Permanent Pass, which may cost you approximately $27.
- You are going to get the facility of Domestic Airport Lounge Access, under which you will be given complimentary domestic airport facility twice in 3 months for free.
Club Vistara Subscription Benefits
- If you have used a credit card of some bank, then you must know what is Club Vistara. In this credit card, you will be given clock extension and silver membership, within which you will also get a complimentary update voucher.
- Apart from this, you will be given 9 Club Vistara Points as reward for spending on Vistara flights, but you will get this benefit only if the spending limit is above ₹ 100.
Trident Privilege Subscription Benefits
- You will be given a separate membership in SBI Live Credit Card, which is named Red Tier Membership.
- In Red Tier Membership, you can get welcome points from Rs. 1000 and on the first step you will be given 1500 bonus reward points.
- If you stay night in any hotel, you will also get additional credit of up to Rs 1000 during that period.
Eligibility Criteria for SBI Elite Credit Card
If you are going to buy SBI Elite Credit Card, then first of all it is very important for you to know what eligibility criteria have been kept by the bank for buying SBI Elite Credit Card because it often happens that we have to pay Rs. There is no complete information about it, due to which it takes a lot of time for us to get a credit card. Without any delay let me tell you about the eligibility of SBI Elite Credit Card
- First of all, you should be an Indian resident, this means that you should live in India and you will have to do some job while staying in India, only then the bank will trust you and give you a credit card.
- If you do not have a job then you must have some employment or some business and only then you will get a credit card.
- You can have anything for income source. It is not necessary that you have to do a government job, only then you will get a credit card. If you have any employment in which you are earning ₹ 20,000 to ₹ 25,000 in a month, then you will get a credit card. You will get it without any trouble.
- To get the SBI Elite Credit Card, your minimum age should be 21 years and maximum age should be 70.
- You must have enough documents to get Lite Credit Card in SBI. Let us know below what it is.
Required Documents for SBI Elite Credit Card
While applying for SBI Elite Credit Card, some important documents will be asked from you and these are the same important documents using which you can get the credit card for yourself without any hassle. If you do not have any one of these documents, your KYC will not be completely verified, due to which it may take a lot of time for you to get the credit card.
- You should already have PAN Card, Aadhar Card for KYC.
- If you are a salaried person, if you work, then how much will it cost for you to have an income slip proof which should be 3 months old and you do not have to give it older than that.
- If you do not have a salary, then you will have to give a copy of the income return as income proof. If you were already doing any work, then you can give a copy of the income salary return for that also.
- To get a credit card for a job or paisa person, the minimum salary should be ₹ 25,000 and those doing business should have an annual income of ₹ 6 lakh.
SBI Elite Credit Card Terms and Conditions
If you are going to buy SBI Elite Credit Card then you must already know about its terms and conditions because sometimes it happens that we do not read the terms and conditions and after that when we buy the credit card, When we apply, we are charged more money, so first of all read the terms and conditions beforehand so that this never happens to you in future.
- The first rule is that SBI Lite Credit Card is built entirely on reward points and for reward points reduction, you will be charged a reward redemption fee of ₹99 per request.
- You do not have to pay any amount to anyone for reward points reduction, you have to pay to the bank only as much as is mentioned in the terms and conditions.
- You can convert your Rewards Points into cash to pay off your credit card dues.
- You will have to pay the fees and charges legally for all the fees and charges placed on this credit card.
- The validity of the transaction will be put to you through instructions issued by RBI for international transactions and the head charge will be additional to you by effecting the refund.
- SBI Elite Credit Card is giving you a very good movie ticket offer in Bookmyshow which every month you can avail free tickets up to a maximum of ₹ 500.
SBI Elite Credit Card Conclusion
So today we got information about the benefits of SBI Elite Credit Card (SBI Elite Credit Card Benefits) and if you are thinking of buying SBI Elite Credit Card then of course you can buy this credit card and let me know about the complete details. Hopefully you would have got information through this article today and you would have definitely learned something new today.
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