Hello friends, in today’s post we will learn about Citi Rewards Credit Card. This credit card comes with a joining fee of ₹1000 in which you get 2500 bonus Rewards Points as welcome benefit. In this credit card you are given one record point on every spend of ₹ 125. Not only this, if you spend ₹ 3000 on this credit card within 1 month, you will also be given bonus Rewards Points.
So to get more information about this credit card, keep reading this post further.
Let us first talk about some of the main highlights of Citi Rewards Credit Card.
- Here you are given 2500 Rewards Points as welcome gift.
- You will be given one Rewards Point for every ₹125 spent by you.
- You will be given 300 Bonus Rewards Points if you spend more than ₹30,000 per month.
- You will also get a fuel surcharge waiver of 1% in this credit card.
Now let us talk further about the Rewards and Benefits of Citi Rewards Credit Card.
Citi Rewards Credit Card Rewards and Benefits
- You will be given 2500 Rewards Points as welcome benefit here.
- If you use this credit card at partner restaurants, you can get a 20% discount.
- Here you get one Rewards Point on spending ₹125 and if you spend these in departmental stores then you will get 10 Rewards Points on spending ₹125.
- The value of one Rewards Point here is Rs 0.30.
- You will not get any travel benefit here, no domestic lounge access will be given, nor you will get any kind of insurance benefit.
- You have to keep one thing in mind that if your credit card unfortunately goes missing or is stolen, then you have to inform the bank as soon as possible.
Friends, these were some of the rewards and benefits of Citi Rewards Credit Card. Now let us get information about the fees and charges of Citi Rewards Credit Card.
Citi Rewards Credit Card Fees & Charges
- You will be charged a joining fee of ₹ 1000 for this credit card.
- A renewal fee of ₹ 1000 will be charged on this credit card.
- If you spend ₹ 30,000 in this credit card within 1 year, your renewal fee will be waived.
- If you wish to redeem Rewards, you will not be charged any fees.
- In this credit card you will be charged 3.5% as Foreign Currency Mark.
- In this credit card, you will be charged an interest rate of 3.75%, which you will see every month and the same interest rate becomes 45% annually.
- In this credit card you will get fuel surcharge waiver of 1%.
- In this credit card you will be charged cash advance charge of 2.5%.
- You are not charged any add on card fee in this credit card.
So friends, this was some of the fees and charges of Citi Rewards Credit Card. Let us now talk about some features and benefits that you get in Citibank Rewards Credit Card.
Citi Rewards Credit Card Features and Benefits
In this credit card you get to see different types of benefits and different types of features, which we have detailed below.
Welcome benefit
If you do any transaction within the first 30 days of activation of this credit card, then you will be given 1500 reward points.
If you make a transaction of ₹ 1000 within the first 60 days, you will get a separate 1000 bonus Rewards Points.
Milestone Benefits
If you spend ₹30000 within 1 month then you will get 300 Bonus Rewards Points.
Joining and Renewal Fee Waiver
Your annual fee will be waived off if you spend ₹30,000 within 1 year.
So my friends, these are some features and benefits that you get to see in Citi Rewards Credit Card. Now we give you more information regarding Rewards Points of Citi Rewards Credit Card.
Citi Rewards Credit Card Rewards
- First of all, you get one Rewards Point for spending ₹125 here.
- If you use this credit card in a departmental store, you will get 10 Rewards Points on spending ₹ 125.
- You have to keep one thing in mind that if you use this credit card for Seoul Educational Institute Government Institute Insurance toll payment and utility bills, then you will not be given any Rewards Points.
- You can use the points whenever they expire.
Come friends, now let us get information about some eligibility criteria of Citi Rewards Credit Card.
Citi Rewards Credit Card Eligibility Criteria
- You must be above 21 years of age.
- To get this credit card, you must have a good credit score which is more than 750.
- You must have a source of income.
Citi Rewards Credit Card Documents
Here you mainly need three types of documents. Identity proof, address proof and proof of your income.
- For identity proof you can use PAN card, Aadhar card, driving license, voter ID card, passport.
- For address proof you can use Aadhar card, utility bills and passport.
- For proof of income you can show your bank statement or salary slip.
Let us now talk further about the rewards and benefits of Citi Rewards Credit Card.
Citi Rewards Credit Card Rewards and Benefits
- Here you will be given 2500 Rewards Points as welcome benefit.
- If you use this credit card at partner restaurants, you can get a discount of 20%.
- Here you get one Rewards Point for spending ₹125 and if you spend these in a departmental store, you will get 10 Rewards Points for spending ₹125.
- Here the value of one Rewards Point is Rs 0.30.
- You will not get any travel benefit here, no domestic lounge access will be given, nor will you get any kind of insurance benefit.
- One thing you have to keep in mind is that if your credit card unfortunately goes missing or is stolen, then you have to inform the bank as soon as possible.
Friends, these were some of the rewards and benefits of Citi Rewards Credit Card. Now let us discuss about Citi Rewards Credit Card.
How to apply for Citi Rewards Credit Card?
- First of all you have to go to Citi Bank’s online website.
- On the right side of the screen, you will see the option of Apply Now, which you have to click on.
- After this you have to choose Citi Rewards Credit Card.
- You have to click on the Apply Now option.
- After this, you have to keep all your documents ready and upload them on this website and also give different types of information which this website will ask from you.
So in this way, if you are eligible for this credit card, if your credit score is good and you have a good source of income, then you will get the Citi Rewards Credit Card very easily.
Citi Rewards Credit Card Review
Friends, if you want a credit card that gives different types of rewards then this credit card will be very good for you. Because this credit card gives you different types of reward offers which you can redeem and now earn money. And if anyone is looking for a credit card that gives you Rewards Points, then this credit card will be very good for you, you should definitely buy one.