SBI BPCL Octane Credit Card 2024 [Benefits, Review, Eligibility, Limit]

SBI BPCL Octane Credit Card :- Welcome to another excellent new credit card of SBI Credit Card. In today’s credit card, you will get a lot of fuel and reward points. SBI BPCL Octane Credit Card is one type of credit card in which you will get a lot of savings on fuel.

If you are looking for such a credit card where you can get savings in fuel, then SBI BPCL Octane Credit Card is going to be a very good option for you. SBI BPCL Octane Card is a kind of West Co-Branded card which is an upgraded version of SBI BPCL Credit Card.

In this credit card, you will get cashback on buying very good fuel at all the best petrol pumps in India, which can be up to 7.5%. Apart from this, you are also going to get benefits in different categories like you can get up to 10X more reward points on shopping from departmental stores, buying movie tickets, eating in big restaurants and bill payments.

What is SBI BPCL Octane Credit Card ?

Many brands of Bharat Petroleum and SBI have jointly launched SBI BPCL Octane Credit Card which usually gives rebate and cashback in fuel. This credit card is usually a co-branded credit card which is linked to the SBI BPCL credit card.

If you have used any credit card of SBI before then you would know that all the credit cards of SBI provide you benefits in different categories, like if you use SBI Prime Credit Card then You are given different benefits in its credit card. Similarly, if you use SBI Pulse Credit Card, then in this you are given a free smart watch worth ₹ 5000 along with many different benefits. see you

With SBI BPCL’s Octane Credit Card, you are given maximum rewards points on all the expenses incurred on dining, free movie tickets, cashback at departmental stores, grocery and retail and you can later convert these reward points into your next new expenditure. You can use it and you will get discount of up to 7.5% on fuel expenses and excellent cashback.

SBI BPCL Octane Credit Card Benefits

You are going to get different types of benefits in SBI BPCL Octane Credit Card. If you have used any credit card of SBI before then of course you can go with SBI BPCL Octane Credit Card because in this you will get all the credit card benefits. Benefits like Rs. 1000 are given and along with that, you get benefits on many fuels at some selected petroleum gas stations in India. Let us know below about all the files one by one.

Welcome Benefits

  • Immediately after joining SBI BPCL Octane Credit Card, you get 6000 Report Points as welcome benefit and these reward points will be included in the first month bill along with the joining fee of ₹1499 plus GST.
  • Your Reward Points worth Rs. 6000 will be credited to your account within 30 days of Welcome Gift Reward Points and Annual Fee payment.
  • Please note that the facility of instant report points redemption has been provided from the credit card outlet, so you can avail the facility anytime.

Reward Points Benefits

  • You are going to get a lot of reward points in this credit card like you will be given around 25 reward points for every ₹100 of fuel spent online from BPCL petrol pump or Bharat Gas.
  • The value of 1 reward points here is 25 paise, then you can understand how much money you can save on fuel expenses through this credit card.
  • You will be given approximately 10 reward points per ₹100 spent on various purchases like dining, movie tickets, departmental stores and groceries. You can get maximum 7500 reward points every month.
  • You will be given 1 reward point per ₹100 spent on all types of retail spends.
  • The value of one reward point is 25 paise and within 4 reward points you will be given ₹1.

Big profit in fuel surcharge

  • As I told you that SBI BPCL Octane Credit Card is generally designed as the best cashback for fuel expenses, so whatever credit card you get from SBI, we have given maximum cashback at petrol pumps. You are going to get maximum benefits on this credit card.
    For every transaction ranging from ₹400 to ₹4000, you will be given the benefit of fuel surcharge waiver of up to 1%.
    You can save a maximum of up to ₹ 100 at the petrol pump in every billing cycle and you will be able to limit your budget to ₹ 1200 annually.
  • You can save up to ₹ 10,000 on Prakshan Cycle through BPCL outlet as well as Bharat Gas Wave or Application towards fuel expenses and annually you can save up to ₹ 1,20,000 on SIM expenses through BPCL outlet and Bharat Gas Wave and Application. But you can get marriage.

Benefit of lounge access

  • Friends, if you travel mostly outside and you have to stand in long queues to get lounge access facility at the airport. So now this is not going to happen at all because if you use SBI BPCL Octane Credit Card, then you can get the facility of Domestic Airport All Access for free once every 3 months.
  • And this facility will be provided to you once in a year, for this you will be charged only ₹ 1 validation charge for Domestic Visa Loud Access.

Milestone benefits

  • As I told you, if you want to buy this credit card, then you have to pay both the joining fee and the annual fee, but if you spend more than ₹ 3,00,000 within a year, then you will get a separate benefit of ₹ 2000. This will be done by choosing any one of Aditya Birla Fashion or Bata Company, Yatra and can get the E-Voucher Gift.
  • Upon receipt of the e-voucher, the bank will inform you through SMS or call for gift option chain within 20 days.
  • Egypt Voucher will be sent to your registered mobile number through an SMS, after which you can use the SMS to purchase products of all these big brand companies.

Other better benefits of SBI BPCL Octane Credit Card

All the benefits that I told you about are not only the benefits you will get in this credit card but you will also be given other better benefits from it. Such as –

  • You will be given the facility to redeem rewards points on purchases made from BPCL authorized petrol pumps or shops and from Smile Catalog.
  • There is no limit on how to redeem rewards, which means you can redeem even small amounts without any hassle.
  • You can avail payment facility of more than Rs 2 crore 40 lakh at Visa and Mastercard Outlet from any corner of the world.
  • With the help of BPCL Octane Credit Card, you can add any member of your family to you and this facility is going to be very beneficial for you.
  • The biggest expenses will start from Rs 25 onwards and you can convert all those expenses into 3 to 24 installments at the interest rate paid without any hassle.
  • If you want the facility of advance transaction, then you will be given the facility of over limit up to 50% in that also. Sometimes we need cash, then in that situation you can withdraw cash from SBI BPCL Octane Credit Card through domestic and international ATM machine.
  • You will be given credit card balance transfer facility on EMI at low interest rate.
  • You can also get the facility to take loan in SBI BPCL Octane Credit Card.
  • If you want answers to questions related to this credit card, then you can get help from SBI Customer Care, helpline number 1860 180 1290 at any time.

SBI BPCL Octane Credit Card Eligibility

When you go to buy SBI BPCL Octane Credit Card, you will be told about all the features of the credit card. You will also be told about the eligibility criteria for purchasing this credit card which is kept by the bank. Is. Before this, let me tell you what are the eligibility waivers in the bank, within which you will have to come, only then you will be able to avail the benefits of this credit card for a long time.

  • First of all, you should be a resident of India. Yes, if you are a resident of India and live in India, then this credit card will be given to you without any problem.
  • For those who are employed, the minimum monthly salary of the employed person should be above ₹ 15,000.
  • And those who do not work, if they have any business, then their annual salary should be above Rs. 6 lakhs. Although the bank has not told this, but you can take it as an option because only if you have a job, any bank will give you the loan. Will provide credit card.
  • The minimum age of any card holder should be 18 years and the maximum age should be 60 years. If your age is also in between then you will get SBI BPCL Octane Credit Card without any hassle.

SBI BPCL Octane Credit Card Minimum Limit 

Actually, any bank neither tells the minimum limit nor the maximum limit for its credit card. But the minimum limit for this credit card in SBI Bank is above Rs 550. If you want to increase the limit of SBI credit card, then in a few minutes you can easily increase the limit of SBI credit card and can enjoy the benefits of your credit card by increasing it even more.

SBI BPCL Octane Credit Card Conclusion

Today in this article we have got information about the benefits of SBI PCL Hockey Credit Card (SBI BPCL Octane Credit Card Benefits in Hindi). For those who had questions related to this credit card, I have full hope that I will answer all your questions. In which article the answer has been given. If you have any more questions in your mind, then you can get the answer to your questions by commenting through the comment box.

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